cohabit insuranceSmarter insurance for your strata building.
Financials
How stable and resilient is the building financially? We assess indicators such as levy structures, capital works funding, arrears patterns and broader financial position to understand long-term sustainability.
Know your building's health at a glance.
The Cohabit Building Health Score brings together financials, condition, compliance, liveability and sustainability into one clear, data-driven score - so you always know where your building stands.
Most strata buildings are assessed in isolation: a single report, at a single point in time, with no context.
Cohabit Building Health Score changes that. Built on hundreds of structured data points and benchmarked against similar buildings across Australia, it gives buyers, owners and professionals a reliable, continuously updated view of a building's overall health.
What the Health Score Measures
The score reflects multiple dimensions of building performance across five core categories:
Building Condition
What is the current state of the physical asset? Maintenance history, known defects, remediation works and structural considerations are factored in to provide a realistic view of condition and exposure.
Compliance
Is the building meeting its obligations? Fire safety records, certification status, governance documentation and regulatory compliance signals are reviewed to assess operational risk.
Liveability
How well is the building functioning day-to-day? Common area management, ongoing services and general upkeep all influence how well the building performs for residents.
Sustainability
Is the building prepared for long-term environmental and regulatory expectations? Energy performance indicators and sustainability benchmarks help identify forward-looking risks and opportunities.
A Living Score
Buildings evolve. Financial positions change. Maintenance progresses. Compliance shifts.
As new information is added and verified, the Health Score updates to reflect the most current view available.
Latest Market Trends
The latest insights on strata buildings, insurance and the broader property market.
Landlord Insurance
Without the right cover in place, landlords may face the risk of being exposed.
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Understanding Underinsurance
Underinsurance is becoming an increasing concern across the property and strata sector.
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The Importance of Data in Broking
Data is transforming strata broking from a reactive process of policy placement into a proactive discipline centred on risk management and strategic advice.
MoreWhat Our Customers Say
"As owners, we just wanted to know where our money was going. Cohabit finally made that possible."
Tammy & Alex
Know where your building stands.
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